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FARRAR CREDIT & FINANCIAL SERVICES

TERMS & CONDITIONS

 

CUSTOMER TERMS AND CONDITIONS AND AUTHORIZATION OF CREDIT REPAIR ACTION

 

1.   Our Company Farrar Credit & Financial Services, LLC agrees:

 

  1. To evaluate Customer's current credit reports as listed with applicable credit reporting agencies and to identify inaccurate, erroneous, false, or obsolete information. To advise Customer as to the necessary steps to be taken on the part of Customer in conjunction with Our Company Farrar Credit & Financial Services, to dispute any inaccurate, erroneous, false or obsolete information contained in the customer's credit reports.

  2. To prepare all necessary correspondence in dispute of inaccurate, erroneous, false, or obsolete information in customer's credit reports.

  3. To review credit profile status from the credit reporting agencies such as: Experian, Equifax and Transunion.  Consulting, coaching, and monitoring services are conducted by personal meetings, webinars, video conferencing, telephone, email, or by any other form of communication during normal business hours.

 

2. Customer agrees:

 

  1. To provide Our Company Farrar Credit & Financial Services,  within 14 calendar days with a copy of all correspondences received from credit reporting agencies or creditors relating to credit report entries which are the subject to matter of this subscription by virtue of the credit report entries challenged by Our Company Farrar Credit & Financial Services,  for verification of accuracy and validity. If you do not receive any correspondence from the credit reporting agencies within 60 calendar days, notify Our Company Farrar Credit & Financial Services, immediately.

  2. Not to contact credit reporting agencies (Equifax, Trans Union and Experian) for any reason. Not to apply for any type of credit, i.e., credit card, car loans, or secured financing such as a mortgage loan, during the period of this agreement without 7 day prior written notification to Our Company Farrar Credit & Financial Services, and an opportunity on the part of Our Company Farrar Credit & Financial Services, to consult with Customer with regard thereto.

  3. To provide to Our Company Farrar Credit & Financial Services, within 14 calendar days of receipt thereof, all correspondence received from credit reporting agencies by Customer.

  4. Customer understands that the results obtained by Our Company Farrar Credit & Financial Services, on behalf of Customer are dependent on numerous factors, including but not limited to Customer's ability to repay debts and loans, cooperation of Customer's creditors, and credit reporting agencies ability to verify information provided to them by Our Company Farrar Credit & Financial Services, on behalf of Customer.

  5. Customer understands that accurate information may not be removed unless it is listed beyond a lawful time period.

 

 

3. Our Company Farrar Credit & Financial Services, is granted POWER OF ATTORNEY by Customer to do the following:

 

Be it known that I, the undersigned, am the individual/authorized officer of the business/personal entity listed below and as such do hereby grant a Limited Power of Attorney to Our Company Farrar Credit & Financial Services,  and any and all persons in their employ. Our Company Farrar Credit & Financial Services shall have the necessary power and legal authority to undertake and perform the following acts on my behalf.  I hereby give permission to Our Company Farrar Credit & Financial Services, to analyze and review any financial documentation related to my credit report and to sign my name on all letters written on my behalf. Our Company Farrar Credit & Financial Services, will act as a special agent on my behalf for the only purpose of communicating with credit reporting agencies and to inquire, solicit, investigate, analyze, review, verify, challenge, and dispute any account information held by my creditors, consumer credit reporting agencies and the three Credit Bureaus (Experian, Equifax, and TransUnion) as fully for all intents and purposes as I might or could do if personally present. 

 

 

4. CUSTOMER METHOD OF CANCELLATION and REFUND/RETURN POLICY

 

You may cancel this transaction, without any penalty or obligation; within three business days from the date this contract is received by Our Company Farrar Credit & Financial Services, home office. To cancel this transaction, mail, or deliver a signed letter stating to cancel any further actions on your account to: Our Company Farrar Credit & Financial Services,3137 Amity Court, STE 100, Charlotte, NC 28215.

 

If you cancel during the allotted time frame, any property traded in, any payments made by you under the contract or sale, and any negotiable instrument executed by you will be returned within 15 days following receipt of your cancellation notice. Any security interest arising out of the transaction will be cancelled.

 

If for any reason you are dissatisfied with the services there is a 30 DAY MONEY BACK GUARANTEE.