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We are no longer at 3137 Amity Court Suite 100 Charlotte, NC 28215! Please join us at our new location in Charlotte, NC or contact us by phone (704.537.6500) if you have any immediate questions. 



Farrar Credit & Financial Services has a proven track record of helping improve credit scores and delete negative items that appear on credit reports. 










Our commitment is to you, our valued customer. We are well equipped with financial services that are developed just to meet your needs. With our integrity, experience with consumers, businesses, and mortgage credit. We will be intimately involved with your credit repair experience. We are hands-on and there for you every step of the way.


Effective Cost Options









We understand you and your family's needs and have developed a monthly program thats flexible for your financial needs. We offer the very best plan to get you back on track. With our basic monthly plan beginning at $59.95, we are confident that we can help you reach your goals.


Sales Careers









You can begin an amazing career as a Sales Professional here at FCFS. We are looking for a strong team committed to growing with FCFS. We offer competitive benefits and the freedom to control your earning potential. We are interested in you. Find out how you can join our sales team.





Upgrade Your Credit Score and Rediscover Living.

Just an increase of 20 point in your credit score can mean a difference. As your credit increases, you can save tens of thousands of dollars in interest spent on an average priced home. Upgrading your credit score also means saving thousands of dollars of interest saved on car payments and credit cards.

Client Status Portal




credit repair software



About us

FCFS continually strive to be a great company. My company is committed to providing high-quality products and services to our customers. 


Farrar Credit & Financial Services provides education and knowledge about credit and financial stability. We have many years of experience in evaluating credit and guiding consumers to assert their legal rights. We do it every day! We guarantee honesty and dependability, virtues which most people seem to have forgotten.